Corporate reputation: Walking the talk

L Biff Motley
741 words
1 June 2003
ABA Bank Marketing
42
Volume 35, Issue 5; ISSN: 1539-7890
English
Copyright (c) 2003 ProQuest Information and Learning. All rights reserved. Copyright Bank Marketing Association Jun 2003

Harris Interactive Research, in conjunction with the Reputation Institute of New York, conducts an annual poll of attitudes toward the largest American companies. This year's study is meaningful for bankers since it shows the importance of being honest and trustworthy. It also spells out some of the inadvertent behaviors that result in customers perceiving a company to be dishonest or untrustworthy. The issue of reputation was highlighted recently by the egregious violations of trust by companies such as Enron, Worldcom and Adelphia. Marketing plays a role in enhancing customer trust in an institution-or, conversely, undermining it.

The survey, based on online input from over 20,000 people, scored the largest 100 companies on 20 attributes that combine to produce an overall "trustworthy" score made up of both positives (such as sincere, honest, informative) and negatives (such as deceptive, secretive and self serving). Companies at the top of the list include Johnson & Johnson, Harley-Davidson, Coca-Cola, UPS and General Mills. Companies at the bottom, include, as you might expect, Enron, Global Crossing, Worldcom, Anderson and Adelphia. In addition to these ignominious cases, however, near-bottom dwellers also include companies like Ford-whose slogan, "Quality is Job One," customers find insulting when they repeatedly find quality problems with their cars-and AOL Time Warner, which is constantly irritating its online customer base with glitches and goofs.

Live up to your promises

The study goes on to explain that "trust" is an emotion, not an objective attribute like "price" or "convenience," and that people want to do business with companies whom they trust. In a certain sense people "join" companies and attach themselves to the image of companies they admire. Companies that are sincere, honest and live up to their promises or explain why they fall short in a believable way are considered trustworthy. One respondent explained, "I absolutely love Harley-Davidson because they stand behind what they say," in reference to their promises in ads and warranties. Another respondent, speaking about Johnson & Johnson, said, "Their ads are honest; they don't talk down to me; and they understand that we consumers have brains, too."

Companies that try to shift the blame or who apologize in insincere ways can cause more harm than good. In a recent advertising campaign, Worldcom has tried to restore its reputation by suggesting what a shame it is for consumers to blame a whole company for the misdeeds of a few. This approach did not play well with poll respondents, who scored Worldcom poorly. One respondent said, "It has to be a truly heartfelt apology or else it's seen as just a self-serving way to get out of a tough spot." One might expect that Martha Stewart could have avoided many of her problems had she just acknowledged her mistake and apologized.

How well do you recover from mistakes?

Fortunately, bankers escaped much of the fallout from Enron, et al. But there are important lessons to learn. First, "trust" is absolutely essential in any business-but especially ours-since confidence is the basis of what we are selling. Second, trust is an emotional condition, which is influenced by everything you do, but especially how you recover from a mistake. Errors are inevitable, but quick and honest recovery is essential. It is powerful to say to a client, "I am sorry, we made a mistake; and here is how we are going to fix it." Virtually all of the banks that participate in the ABA ClientSatisfaction Survey (www.clientsatisfaction.com) have found that the attribute "correcting errors promptly" receives high scores from customers. What's critical also is how you acknowledge the error or shortcoming.

If you tell your clients through word and deed that you are honest, sincere and forthright, and you back it up with action, especially when a mistake has occurred, then you are "walking the talk" and will be rewarded with continued patronage. If, on the other hand, you slip-slide, flip-flop, over-promise and under-deliver, you are bound to disappoint and be faced with the difficult proposition of finding new customers just to stay even.

L. Biff Motley is Senior Vice President Retail Banking and Marketing, Whitney Bank, New Orleans, He can be reached at (504) 586-3621.

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Fortunately, bankers escaped much of the fallout from Enron, et al. But there are important lessons to learn